Friday, October 25, 2013

Available Home in Charleston Chase

1 Lewis and Clark Trail
Summerville

3 Bedrooms, 2 Baths
1248 Square feet
$134,990

Contact Kaz Ansari
Carolina Elite Real Estate
843.564.8040 or kazansari@gmail.com









Friday, October 18, 2013

Entertaining This Fall

Hard to believe but there are less than two weeks until Halloween!  Once you get settled in your new J. Meyers home it's natural to want to show it off - maybe with a Halloween or Fall Party?  Here are some easy but eye-catching Autumn recipes to use at your big event!

Click on the images below to get step-by-step instructions!











What are some of your favorite recipes?

Friday, October 11, 2013

Understanding Loan Options

Financing a new home is often one of the more intimidating aspects of the home buying process.

To ease some of that anxiety, we're explaining three of the major loan programs, FHA, VA and USDA.

FHA Loans:
FHA loans are mortgages that are backed by the Federal Housing Administration. These loans are especially attractive for buyers who don't have a large down payment, could use some credit help, want to keep their monthly payments as low as possible or have any concerns about increasing monthly payments. FHA loans offer competitive interest rates and typically require less money down.

VA Loans:
A VA loan is guaranteed by the U.S. Department of Veterans Affairs and is available for eligible Veterans, Active-Duty Personnel, Reservist or  National Guard members and some surviving spouses.  In most cases no down payment is required with a VA loan, the interest rates are competitive and closing costs are comparable to other loan options. VA loans also do not require private mortgage insurance.

USDA Loans:
USDA loans are also known as Rural Development Loans and are backed by the United States Department of Agriculture. Eligibility is limited to rural areas as designated by the USDA. Loans do not require a down payment. Lenders will evaluate your debt to income ratio and credit score to ensure that you qualify.

These are only three of the financing options available. Talk with a lender to find out which program is right for you.